Protecting What Matters Most
One Policy at a Time

Insurance solutions created specifically with real estate investors in mind

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Lumin can write insurance in all 50 states
Competitive rates backed by a team of qualified underwriters

More than just insurance coverage

Protection for the things that matter

Your investments are precious. We're here to get you covered so you can save money, and make even more with peace of mind.

Competetive rates

We pride ourselves on using the most up-to-date technology to deliver lower rates for the best coverage possible.

In The Media

Lumin has been featured in some of the top insurance, tech, and business blogs around the globe because of its innovative technology and approach to changing how investors and landlords obtain insurance. Getting insurance for rental properties can be a smooth and fast experience. Lumin makes this possible.

Why Lumin?

Lumin strives to make the process of getting insurance quick, easy, and stress-free. Our client relationships are at the core of what we do. Your satisfaction is our success!


Lumin policies can be bound in as quickly as one day. Simply fill out the questionnaire, and we're straight to work on getting you covered!


We use the most high-tech system to achieve the best rates possible, without leaving any gaps in coverage.


Communication with Lumin is fast and easy. We make sure to address your every need and are here for any last-minute changes.

Protect your time, money, and property

Get an instant quote and bind ASAP with Lumin. Your pocket (and pocket watch) will thank you!

Every rental property is different so we built Lumin to be customizable. We’ll make sure that you’re covered and your investment is protected.

Reduce Your Risk

Landlord insurance will help protect you from the unexpected.

Increase Financial Security

Grow cash flow and asset value by decreasing insurance costs.

Gain Peace of Mind

Relax knowing you and your rental property are covered.

Single Family

One unit, one house.


One unit, one house.


Buildings with 5+ units.

Condo Units

An owned unit within a building.

Whatever the property, we've got you covered

Whether it's a condo in LA or a beach house in Miami, we can work with you.

Occupied or vacant, builder's risk or rental, we have a policy for you.

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